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Caravan legal expenses

With a 5 Star Defaqto rating, our flexible Touring Caravan cover will suit your needs and budget.

Every policy receives a FREE report from TOWSAFE.

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Our caravan legal protection insurance is designed to help if you have a motor accident that was not your fault - providing assistance in the recovery of any uninsured losses. Peace of mind for just £12 per annum for Club members and £14 for non-members.

When you make an insurance claim, any costs not covered by your caravan insurance (such as your policy excess) are known as ‘uninsured losses’.

If you are the innocent party in an accident involving your caravan (that is not your fault), you have a legal right to claim these uninsured losses from the other driver who caused the accident.

Caravan legal expenses policy benefits

Our legal expenses policy covers: legal fees, costs and expenses up to £100,000 (providing there is a reasonable prospect of success) - protecting your legal right to pursue civil legal proceedings, to help you recover losses such as:

  • Personal injury compensation
  • Recovery of any policy excess
  • Loss of earnings
  • Compensation for “loss of use” of your tow car and/or caravan whilst your own vehicle is off the road, such as additional transport costs incurred e.g. cost of hiring a replacement
  • Loss or damage to valuables not already covered by your caravan insurance policy
  • 24 hour access to our legal helpline
  • Please note any legal expenses claim must be reported no more than 180 days after the insured event incurred.

On the M1 the caravan tyre blew out and it caused a lot of damage. We rang Club Care and the lady on the telephone was absolutely brilliant. The repairs were arranged around our commitments. To be guaranteed that if something goes wrong Club Care is on the other end of the telephone for us - that’s second to none.

Testimonial from Nichola Vernon, Touring Caravan Insurance policyholder

© 2015 - 2017 Club Care Insurance

Club Care Insurance Services is a trading name licensed to Vantage Insurance Services Limited (“VISL”) by The Camping and Caravanning Club. VISL is authorised and regulated by the Financial Conduct Authority (FCA No 311541) and acts on behalf of Insurers who have authorised VISL to issue and administer your policy.