Stuart Craig
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Club Care survey reveals savvy caravanners

Caravan owners have revealed that they are very shrewd when it comes to choosing their caravan insurance policy, as a new poll, conducted in association with the caravan forum Caravan Talk, has identified.

The poll discovered that 51% of caravanners consider the benefits of an insurance policy to be more important than the price, with 58% willing to pay more for their policy to ensure that they are sufficiently covered should anything happen to their caravan.

While securing a competitive price is important for the vast majority of caravanners (with 86% confirming this), savvy caravan owners look further than price when deciding which policy to take out.

Other factors that caravan owners considered to be just as important as price, if not more so, included the reputation of the insurer (74%), the no claims discount provided (64%), the size of excess that customers are required to pay (58%), and the number of years new for old cover (45%).

While in today’s financial climate, price will always be a prime consideration for customers who are deciding which company to insure their caravan with, it pays to consider the complete range of features a policy provides before making a final decision; because, while the price might be right, the additional features, benefits, cover and customer assistance required, might not be included.

To help you make a more informed and unbiased decision about which insurance product best suits your needs, Defaqto’s Star Rating helps customers discover the quality of the product by analysing the benefits a policy provides and comparing this against other insurers.

Earlier this year, Club Care were delighted to be awarded a maximum 5 Star Rating for its touring caravan insurance by Defaqto when they revealed their star ratings for 2012. This maximum rating reflects the fact that Club Care provides one of the best quality products on the market, offering an excellent range of features and benefits, along with very high levels of cover.

Up to 101 different features and benefits for each product are analysed by Defaqto. The rating awarded to Club Care reflects the performance of its touring caravan insurance across these benefits, which include:

  • awning cover     
  • equipment cover
  • contents cover
  • public liability
  • new for old cover
  • storm damage
  • flood damage
  • alternative accommodation
  • friends and family cover
  • European cover
  • no claims discount protection

 

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