A guide to cheaper Campervan Insurance

Campervan Insurance is not only recommended for the safety of your passengers, but it is also a legal requirement, so it’s vital that you gain appropriate insurance for your unit unless it has been declared off the road.

If you are looking to get cheaper Campervan Insurance, the following recommendations could help you to reduce your premium.

Tell your insurance provider about safety and security devices

Any safety and security devices that you have installed in your campervan could help to decrease the cost of your insurance premium, so always make your insurance provider aware of the efforts you are making to safeguard your vehicle.

Club Care offers the following discounts for safety and security measures in your campervan:

• 10% discount when your campervan is fitted with Club Secure – Appello Geo Tracker
• Discounts for fitting Tyron Safety Bands to your campervan tyres
• 5% discount for a TyrePal tyre pressure monitoring system
• 5% discount for installing a reversing camera or sensor

Securely store your campervan

Whether kept at home or at a storage site, insurers often scrutinise how safely you store your campervan, considering its location, any locked gates or garages protecting it, or your storage site’s accreditations.

If you are storing your campervan safely, it is likely that you will be generously rewarded with discounts on your premium. Club Care offers the following discounts for safe storage:

10% discount for storing in a CaSSOA Gold Site
5% discount for storing in a CaSSOA Silver Site

Consider the experience of your named drivers

The number and experience of people named as drivers on your Campervan Insurance policy are likely to have some affect on the cost. If feasible, we recommend limiting the number of named drivers to two as this could reduce the cost of your Campervan Insurance policy. It is advisable that you also pay close attention to the age and experience of those being insured, as insuring a driver with little experience could significantly increase your premium.

Club Care Insurance also offers the following discounts based on the experience of policyholders:

• Discounts for length of the policyholder’s campervan ownership
• 5% discount for being a member of The Camping and Caravanning Club
• 60% discount for four or more years no claims
• Introductory no claims discount

Accurately state your mileage and overseas travel

When advising your insurance provider about your annual mileage and any intentions to travel abroad, make sure you are as accurate as possible in order to get the correct insurance premium. Club Care Insurance will be able to present fantastic discounts on your premium if you are planning to limit your travel overseas or have a low annual mileage.

It is also important that you do not give an inaccurate representation of your mileage, as if there is a notable difference between the estimated mileage given to your insurer and your actual mileage, you may find that your policy becomes invalid. Equally, if you have stated that you won’t be leaving the country in your campervan but decide to at a later date, let your insurance provider know.