Although caravan insurance is not a legal requirement, your caravan has a great financial and sentimental value, so it is wise to cover your investment with a Caravan Insurance policy. Comprehensive Caravan Insurance can protect your unit from theft or damage, so it could save you a significant amount of money in the long term.
The following tips could help you to get cheaper Caravan Insurance that will still protect your valuable asset.
Make your insurance provider aware of any safety and security devices that your caravan has fitted, as this could significantly reduce the cost of your Caravan Insurance premium. These may have come as standard on your caravan or you may have fitted them yourself, but as long as they are in good working condition you could receive the following discounts from Club Care:
Insurers will assess how safely you store your caravan to determine the cost to insure it, taking into consideration your postal address, the use of locked gates or garages and storage sites that have been awarded accreditations. Therefore, if you are looking to get cheaper Caravan Insurance, we would recommend that you always store your caravan somewhere as secure as possible to reduce your premium.
Club Care offers the following discounts to reward customers for safe storage:
When naming the drivers on your Caravan Insurance policy, you should consider the experience of those that you are looking to insure, as this will affect the cost of your premium.
If you are an experienced caravanner, Club Care Insurance offer you the following discounts on your Caravan Insurance policy:
When informing an insurer about your intentions to travel overseas, make sure that you are as accurate as possible in order to get the most appropriate insurance premium for your requirements.
If you have no intention to travel abroad, Club Care Insurance will be able to provide discounts on your Caravan Insurance premium.
A fantastic way for you to get cheaper Caravan Insurance is to buy multiple items from a single insurance provider and be rewarded with multi-product discounts on your premium. Club Care Insurance offers a 10% discount if you insure both your home and caravan with us.
I am relatively new to caravanning and am not familiar with some of the ins and outs, so I particularly appreciate your good humoured and patient approach when going through the details of the cover and in talking me through some of the issues.Colin Bunyan, Touring Caravan Insurance policyholder