Public liability insurance
Visitors to your campsite expect you to provide a safe environment in which they can relax in a natural setting. But what happens if a guest is injured or their property is lost or damaged and they claim it was your fault? There are many firms who make a living from persuading people to claim compensation for injury or loss of property and the cost of such claims against your campsite could be disastrous!
Undoubtedly you make every effort to take great care of anyone visiting your campsite but someone seeking compensation will argue this is not the case and courts can return unexpected verdicts. Even if you follow basic housekeeping rules such as logging inspections of the shower block and removing hazards quickly a claimant may argue your reasonable action was too little or too late.
Should a guest be unfortunate enough to suffer an injury that prevented them from working, the cost could run into hundreds of thousands of pounds. Even if a court decides you were not to blame, the cost of lawyers’ bills alone will run into thousands that may not be recoverable.
At Club Care we want to ensure that, if you are ever put in the situation where someone looked to you for compensation, you have the right cover needed to defend and manage the claim and to protect your campsite. Beyond the cost of compensation, there is also the cost to your reputation and the stress and time spent dealing with claims. Your public liability policy allows you to concentrate on running your campsite whilst leaving your insurer to take the financial and time-consuming strain.