Stuart Craig
Published by
Back to industry news

Touring caravan insurance claims data

Did you know that the average cost of a touring caravan insurance claim is 16 times the average cost of a policy?

After analysing the 2011 data from our claims department, we have designed this infographic to illustrate what the most common claims are. This illustration is designed to help our customers understand the situations that pose a great danger to touring caravans, and as a result, help them to be more aware and safer on the roads.

Club Care Insurance - caravan insurance claims data infographic

Summary of caravan insurance claims data

Our 2011 claims data shows the following:

Damage - 32% of claims were made as a result of damage to caravans. Within this figure, 25% of damage claims were for windows, 27% were impact related, 13% weather related, whilst damage from theft equated to 9%.

Theft - according to our claims data, caravans are more susceptible to theft towards the end of February and throughout March when they are brought out of storage. Another prime time is over the May bank holiday. Thefts decline over the summer months, and are at their lowest in September when owners return their caravans to storage.

Location of theft - a massive 57% of caravans are stolen from the home, suggesting that people are not protecting their caravan as well as they could while it is stored on the driveway. Non-CaSSOA storage sites are the second most popular place for caravan thefts with 27% of reported cases. Farm storage equates to 11% of thefts, with just 3% stolen from CaSSOA sites; demonstrating that accredited storage is by far the safest place to store your caravan when it is not in use.

Where in UK? - the most popular theft locations are the North of England and central areas, with the lowest number of reported cases in Wales and Cornwall.

Road traffic accidents - there are road traffic ‘hot spots’ throughout England and a number in Scotland. The main cause of road accidents is ‘snaking’; this is when the lateral swaying movement of the caravan behind the tow car becomes excessive. In extreme cases, the caravan swings more violently from side to side, eventually dragging the back of the car with it so that the driver loses control. Other main causes of accidents include smashes with other vehicles, and to a lesser extent, detachments.

This infographic is aimed at assisting customers reduce their risk of making a claim. If you would like to reduce the likelihood of your touring caravan being included in our 2012 claims infographic, please do read the articles below:

Caravan security devices
Reduce the risk of snaking accidents by understanding and applying the 85% rule

Related news

Back to industry news